A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

There’s lots of advice on how to improve your credit score. We found out what really works Written By Written by Contributor, Buy Side Ana Staples is a contributor to Buy Side and an expert on credit ...

If you’re like most people, you probably think a good credit score only matters to creditors and lenders. But many don’t realize that a healthy credit score can benefit all aspects of your life — from ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 75 and getting forgetful and disorganized. My prior excellent credit rating has suffered due to late ...