Trevor Moriarty Insurance on Instagram: "🚨 1 Month Left: Retirement Plan Deadline Is Almost Here If you own a business in California with 1 to 4 employees, you have until January 1, 2026 to comply with the state retirement plan mandate. That means: ✅ Enroll in CalSavers OR ✅ Set up your own SEP, SIMPLE IRA, or 401(k) 📉 Fines may apply if you miss the deadline, even if your employees choose not to participate. 💡 A federal tax credit of up to $5,000/year may help cover startup costs for private